What is car insurance?

A car insurance plan is a contractual arrangement between the owner of the vehicle and the insurer which provides safeguards against losses or damages carried on by vandalism, crashes, or other events involving the vehicle. Repairs, medical costs, and liability for harm done to third parties or their property are usually covered. Policies might differ greatly in terms of cover and perks.

What documents are required for car insurane ? 

• Proof of Identity
• Proof of Address
• Vehicle Registration Certificate (RC)
• Previous Insurance Policy Document
• Driver's License
• Vehicle's PUC Certificate
• Recent Passport-Sized Photographs
• Bank Details

What is the avarage price of Car insurance In Maharashtra  ? 

A new car in Maharashtra usually costs between ₹5 lakhs and ₹20 lakhs, depending on the model, make, and features. Budget automobiles, which vary in price from ₹5 to ₹8 lakhs, and mid-range models, which cost between ₹10 and ₹15 lakhs, are popular categories. Prices for secondhand cars can vary significantly depending on the brand, age, and condition of the car; on average, prices fall between 2 lakhs and 10 lakhs. While maintained properly or luxury second-hand cars may sell for bigger prices, older models might be less expensive.

What is the difference between Third party and Comprehensive car Insurance ?

Third-party car insurance covers for liabilities and damages your car causes to other individuals and their property, as well as the related legal costs. It excludes coverage for personal injury and car damage.

 On the other side, comprehensive car insurance offers more comprehensive coverage, including third-party liability in addition to theft, natural disasters, and damage to your own vehicle. It often comes with extra features like roadside assistance and personal accident insurance.

Compared to third-party insurance, comprehensive insurance usually comes with higher premiums but offers greater protection.